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Bankruptcy Blog

Join Atlantis Law at Chaffey College Legal Night!

Atlantis Law will be volunteering at Chaffey College's Legal Night on April 9, 2014, from 6 PM - 10 PM. We will be joining other pro bono attorneys from other Inland Empire law firms who will be ...
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How to Manage Non-Dischargeable Student Loan Debt

Student loan debt is a problem in America. As an increasing number of individuals choose to further their education by taking college courses, the amount owed from student loans has increased higher ...
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Can The Court Deny Your Bankruptcy?

The short answer is "yes." There are some cases when bankruptcy petitions are closed without discharge, and your debts are not wiped out. Here are the common reasons why this happens: Not ...
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Atlantis Law Now Offering Free Enrollment in 720CreditScore Program

Are you a bankruptcy client at Atlantis Law, LLP ? If you are, then you are now eligible to free enrollment in 720CreditScore.com's " 7 Steps to a 720 Credit Score " program. This does ...
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Bankruptcy Can Help Improve Your Credit Score

Many people wrongly believe that filing for bankruptcy will ruin their credit score beyond repair. This is simply not true. When you file for bankruptcy, your credit will take an initial hit, but once ...
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Will I Lose My Home If I File Bankruptcy?

There is a common misconception that when you file for bankruptcy, you will lose your possessions--including your home. This is not true. For the vast majority of homeowners, you can file bankruptcy ...
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Bankruptcy vs Debt Settlement

The two most popular options for getting rid of your debt are filing for bankruptcy or enrolling in a debt settlement program. Check out the infographic below to compare bankruptcy and debt ...
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Can I File for Chapter 7 Bankruptcy?

Not everyone can file for chapter 7 bankruptcy. You must first pass the Chapter 7 Bankruptcy Means Test. If you do pass this legal test, then you (or you and your spouse) will qualify and may file for ...
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How Much Does It Cost to File Bankruptcy?

One of the most important factors to consider when you file for bankruptcy is how much it will cost. There are plenty of ads, billboards, and commercials saying that your bankruptcy will cost $695 or ...
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How Long Does A Bankruptcy Take?

Many people are unfamiliar with the bankruptcy process and how long it takes. Most people have the misconception that legal proceedings can take a long time--months to years. Although this is true for ...
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How Much Debt Do I Need to File For Bankruptcy?

Many people think that they must have a ton of debt in order to file for bankruptcy. This is not true. For the majority of individuals and couples filing for bankruptcy, there is no minimum amount of ...
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A New Year, a Fresh Start, Debt Free

Happy 2014! The new year begins with hope and promise, and we all have made resolutions that we strive to keep. Some of these resolutions might be related to our finances--be more responsible with our ...
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How Does The JPMorgan Mortgage Settlement Affect You?

Background In late November 2013, it was announced that Wall Street bank JPMorgan Chase agreed to a massive $13-billion settlement with the US government, the largest settlement by any American ...
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Can Back Taxes Be Discharged In A Bankruptcy?

When you file for chapter 7 bankruptcy, most, if not all, of your unsecured debt will be discharged. ( Read more about dischargeability of your debts.) However, one type of unsecured debt that may not ...
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Which Debts Can I Include In My Chapter 7 Bankruptcy?

When you file for a chapter 7 bankruptcy, most likely, your main goal is to get rid of all of your debt. You are looking for that "fresh start," free from the debt that you have accumulated. ...
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Do I Have To Go To Court When I File Bankruptcy?

Many people are intimidated by the legal system--going to court, appearing in front of a judge, and being questioned under oath. However, when you file for bankruptcy, you never really have to go to ...
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Can I Keep My Car When I File for Bankruptcy?

You are thinking about possibly filing for chapter 7 bankruptcy in order to get rid your overwhelming debt. All of your old credit card bills, personal loans, and store cards have built up over time ...
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If I File Bankruptcy What Can I Keep?

Are you worried about your personal belongings being taken if you file for bankruptcy? Well, don’t be! There are many common misconceptions about filing for bankruptcy. One of the most common ...
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3 Things to Look For When Choosing a Bankruptcy Lawyer

There are plenty of bankruptcy law firms out there, how do you choose? The list below are things to consider when choosing a bankruptcy lawyer. The first question you need to ask is, “Are you a ...
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Why Don't You Drive a Nissan Versa?

A brand new Nisan Versa costs just under $12K, it’s the cheapest new car in America. That’s much less than the price of the average new car, yet it doesn’t sell very well. So, I ask ...
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Time To Review Your Estate Plan

You already have an estate plan, but when was the last time you reviewed it? You’ve done all the hard work getting it carefully and thoroughly drafted and set up. You probably spent a good ...
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Certainty For The Estate Tax Exemption

Estate planning is crucial for protecting your hard earned assets. Earlier this year, legislators finally gave us all some certainty regarding the federal estate and gift tax, which has been in limbo ...
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Atlantis Law Firm In The News

Atlantis Law Firm was recently contacted and interviewed by lawyers.com, a prominent legal resources website. They recently read our blog article about the newly agreed to $8.5 billion settlement for ...
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Repair Your Credit After A Bankruptcy

Filing for bankruptcy will help you obtain financial relief and give you a fresh start. It can eliminate a majority, if not all of your debts. However, it will also hurt your credit. A chapter 7 ...
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Banks Settle for $8.5 Billion Over Foreclosure Abuses

On Monday, January 7, 2013, an $8.5 billion settlement over foreclosure abuses was agreed to between 10 large banks and Federal regulators. As part of the settlement, $3.3 billion in direct payments ...
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