Bankruptcy in Rancho Cucamonga
Filing for bankruptcy can be a difficult situation to face, but when you
work with Atlantis Law, you will be working directly with a trusted and
experienced bankruptcy lawyer who always has your best interests in mind.
Many people have a negative reaction towards bankruptcy, but the
bankruptcy lawyers at Atlantis Law make filing for bankruptcy a positive experience. The
team strives to provide each and every client with personalized service
and one-on-one attention to make sure that each client's needs are
met. They believe in doing the job right the first time and take all the
precautionary steps to make sure that all the necessary information is
included in the bankruptcy petition.
Get rid of your debt and regain financial freedom. We are here to help
you get back on track and start rebuilding your credit. Stop living in
the past, start focusing on your financial future.
This philosophy is demonstrated in the firm's
100% success rate for chapter 7 bankruptcies, The moment you retain their services,
Atlantis Law's lawyers will work with you to identify and prioritize your problems and goals,
both for the short term and long term. The team will then devise an effective
plan to help you reach your desired outcome. If you are facing any of
the following problems or have questions or concerns regarding any bankruptcy
situation, do not hesitate to contact a Rancho Cucamonga bankruptcy lawyer
from their team to learn more!
Chapter 7 bankruptcy is also known as liquidation bankruptcy, or a complete
bankruptcy. When you file for Chapter 7, all non-secured debts will be
discharged and you will be given the chance to gain a fresh financial
start on your future.
When you file for a Chapter 13 bankruptcy, you can still keep your home,
car and other personal belongings. Instead of liquidating assets, you
will work with the bankruptcy court to adjust your payments on your debts
and make small payments toward paying off loans.
Debt settlement can be a valid option for individuals to repay debts in a timely manner.
When you plan to use settlement, you will work with a creditor to reach
an agreement for a reduced balance that will be paid off. When this balance
is paid, the payment will be regarded as paid in full.
Filing for bankruptcy can be a great way to
discharge debt . When you file, almost all non-secured debt can be eliminated. In a Chapter
7 bankruptcy, your discharge can happen within months after filing and
in a Chapter 13 bankruptcy, discharge will happen when all payments are complete.
Did you know that filing for bankruptcy can actually provide relief to
foreclosure? If you are facing foreclosure or the foreclosure process
has already begun, you can file for bankruptcy and put an immediate halt
on the foreclosure process.
Short sales can be an option for individuals facing high amounts of debt.
Many people who decide to act on a short sale do so because their property
values are decreasing and their
mortgages are saying the same. In a short sale, you can eliminate your mortgage
debt and not be penalized.
Alternatives to Bankruptcy
There are many alternatives to filing for bankruptcy. If you do not qualify
or you are seeking a different route than a Chapter 7 or Chapter 13 bankruptcy,
speak with a trusted attorney from Atlantis Law to determine the best
option for you.
Bankruptcy and Credit Scores
While filing for bankruptcy can be a great option, it will impact
your credit score . Depending on the chapter that you file under, your credit could reflect
a bankruptcy for up to 10 years. Learn how to rebuild your credit
after bankruptcy by working with Atlantis Law.
Wage Garnishment and Bank Levies
Wage garnishing and bank levies are a legal source of
reducing your income in order to pay a debt. Lenders can go to a court to receive
an order that will begin to withhold wages or freeze bank accounts of
consumers. If you are facing any of these complications, you may consider
filing for bankruptcy.
Fair Debt Collection Practices Act
Did you know that it is illegal for a creditor or collector to continually
call you and harass you? All collection attempts must abide by the Fair
Debt Collection Practices Act. If you feel your rights are being violated
by a collector, you need to work with an attorney.
Do I qualify for bankruptcy?
In order to qualify for a Chapter 7 bankruptcy you will need to take the
means test . This test will determine your disposable income and help determine which
chapter of bankruptcy may be right for you to file under. An attorney
from Atlantis Law can help!
What can I keep in bankruptcy?
Many people feel concerned that filing for bankruptcy will mean that they
will automatically lose everything; however, this is not always the case.
There are certain items that you can retain and others that need to be
sold. Working with Atlantis Law can help determine what you can keep in
Contact Atlantis Law today!
When you work with Atlantis Law, you will be treated as family. Your case
will be fully evaluated and your needs will be addressed. All actions
necessary will be implemented to ensure that your financial goals and
debt relief are met. Each and every case that the dedicated lawyers take
on are personally handled by attorneys and never passed off to a paralegal
or legal assistant. If you have questions about bankruptcy, or you know
that you are suffering from high debt, you need to work with Atlantis
Law. Feel free to
contact the firm today and speak with an understanding Rancho Cucamonga bankruptcy lawyer.
View the firm's profile at