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Foreclosure Defense in Rancho Cucamonga

Stopping Foreclosure Through Bankruptcy

Foreclosure can begin rather quickly after a homeowner falls delinquent on payments toward their mortgage. The bank or lender that owns the loan can initiate the repossession process and begin foreclosing on the home or property. In a foreclosure, the lender will sell the home in an auction and the purchase price will be used to repay the debt on the loan. This process can begin within three or four months of consecutive missed payments and the lender will notify you that the foreclosure process is going to begin if you do not pay. If you have been given a foreclosure notice, you need to immediately speak with a lawyer at Atlantis Law Firm.

At Atlantis Law Firm, the team can help you put a stop to the foreclosure process by assisting you in filing for bankruptcy. One of the most common forms of foreclosure defense is a Chapter 7 bankruptcy. In filing for Chapter 7, you will have an automatic stay placed onto your account and all creditor collection attempts will be forced to cease. This stay will also put a stop of the foreclosure sale, even if your home is already in the midst of the foreclosure process. While a lender can technically receive a motion to lift the stay, this can sometimes take a few weeks, giving you enough time to find an alternative to pay your debts. In the state of California, a lender needs to give at least a three-month notice to the owner that they have defaulted on their loan before the process can begin. Waiting too long to file for bankruptcy can possibly hinder your defense against foreclosure, so it is important that you act immediately after you receive your first bank notice.

Protect your home!

Your hard-earned investments are on the line, so it is vitally important that you retain the services of a trusted bankruptcy lawyer. At Atlantis Law Firm, the team is committed to ensuring that clients receive a favorable outcome for their cases and they will immediately begin to work with you to protect your home. They believe in doing the job correctly the first time so that the bankruptcy petition will be accepted. All precautionary measures will be put into place and your needs will be identified and prioritized to help you reach your goal. If you are facing foreclosure, do not hesitate to give Atlantis Law Firm a call and speak with a trusted Rancho Cucamonga bankruptcy lawyer now. Contact the firm and schedule a free case evaluation today!

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Atlantis Law Firm - Rancho Cucamonga Bankruptcy Attorney - Rancho Cucamonga Bankruptcy Lawyer
Located at 9330 Base Line Rd, Suite 201 Rancho Cucamonga, CA 91701. View Map
Phone: (888) 836-2396 | Local Phone: (951) 234-0983.
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