Wage Garnishments and Bank Levies

Rancho Cucamonga Bankruptcy Lawyer

Wage garnishments and bank levies occur when a creditor obtains a court order to put a hold on your bank account or withhold wages from your paycheck in order to repay a debt. This act of repayment can be extremely detrimental to individuals, especially because you are already in need of financial assistance and withholding funds from you can make money even tighter. If you or a loved one is facing a wage garnishment, frozen bank accounts or bank levies, you need to turn to the understanding and experienced Rancho Cucamonga bankruptcy attorney from the Atlantis Law right away.

Wage Garnishments

In the event that you are unable to pay back non-secured debts, a collector may be able to obtain a court order that allows for the withholding of your wages from your paychecks. Many people do not want, or in fact need, anyone other than themselves and their attorney to be aware of their financial situation, and when wages are being garnished, your employer will know immediately of your hardships. You can put a stop to the garnishment process by filing for bankruptcy. When you file, an automatic stay will be placed on to your account and all collection attempts will be forced to cease.

Bank Levies

Bank accounts can be frozen if a creditor is trying to receive money from a debtor. When a bank account is frozen, all deposits and withdraws will be halted and it can be impossible to obtain your funds without paying your bills. In a bank levy, the creditor or lender will go through a court to obtain an order to freeze your accounts. This could cause major complications if you have automatic deposit or if your spouse is on a joint account with you. Filing for bankruptcy can put an immediate reverse on the bank levy and allow you to access your account.

Protect your money!

There are many people who have good intentions of paying back debts, but simply cannot afford the full amount of payments; this is especially true when garnishment or levies have been placed against them. Without your full amount of income, how are you going to be able to manage your money? If you are facing wage garnishing or your bank account has been frozen, you need to contact Atlantis Law right away. Their understanding team will work with you to determine the full extent of your financial situation and ensure that you receive the most favorable outcome for your case. Questions and concerns can be directed to their trusted team by contacting Atlantis Law and scheduling a free case evaluation at your convenience.

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