Foreclosure Defense Attorneys - Atlantis Law Firm

I contacted this firm on behalf of my parents, last year, about wanting to meet with Keith regarding bankruptcy. Prior to finding Keith, my parents were misinformed and mislead on the bankruptcy process by a paralegal who had insisted that they did not need a lawyer. Sure enough they fell apart when they had their first court date because they did not know what to do. That’s when Keith swooped in, took over and made everything a lot less stressful for my parents and explained the bankruptcy process to them. I’m so grateful I found Keith, if it weren’t for him, the bankruptcy would probably not have gone through. I appreciate him meeting with my family when we needed him and making us all feel comfortable and not afraid to ask him questions to clarify. Thank you Keith and team at Atlantis Law Firm, you guys are the best!!

- Jasmine, Ontario
I just spoke with Keith, an attorney at Atlantis, over the phone regarding a real estate issue for my mother. This was my first experience with the firm and he was really great — polite and knowledgeable. He provided me with really sound advice regarding my mother’s situation all within a few minutes time — saving me a trip to Riverside from Los Angeles (where I live). Best part of all is that he did it all for free as part of the consultation because my case was simple. Because of the good experience I had with him regarding this real estate issue, I will use him for estate planning.

- Lawrence, Los Angeles
Atlantis Law is the best bankruptcy law firm in this area. I went around looking at a lot of other firms, but I felt most comfortable with Atlantis Their prices were the best and they were very flexible. The whole team is really nice and understanding and knowledgable. They made me feel better about filing for bankruptcy and helped me throughout the whole process. I would recommend them to anyone looking for bankruptcy help.

- Mary, Corona
Atlantis Law Firm helped me out so much, through all of my financial and legal troubles. The entire staff really listened to me, my concerns, and helped me resolve my legal issues in a professional and timely manner. Throughout my bankruptcy case, they answered all of my questions and were there for me when I needed. I have nothing but great things to say about Atlantis Law Firm.

- Joanna, Riverside
I was caught by surprise when I learned that all of a sudden, my house was being put up for an auction sale. I had no idea this was happening. I called Atlantis to see if they could help me. Not only did they delay the sale, they stopped it for a few months. During that time, they helped me get a loan modification. They saved my house and even got my monthly mortgage payments lowered. I can not thank Atlantis Law Firm enough!

- Brian, Newport Beach
I sincerely thank you for your patience and excellent work that you did for me.

- Laura, Moreno Valley
Atlantis Law is a great firm. Attorney Keith was extremely knowledgeable about the laws of bankruptcy. He explained what was going on with my case and walked me through the whole process and really listened to me. He and his team kept me informed the whole time and were always there to answer my questions. They helped me through some really difficult times. I’ve already referred them to my friends and would recommend them to anyone. I’m glad I found this firm.

- Emily, Fontana
Keith was awesome! He made the bankruptcy process easy to understand and was always there to answer any questions we had, and our bankruptcy was successfully discharged in a little over 4 months from initial consultation. If anyone else is going through this unfortunate situation, i would definitely recommend Atlantis Law!

- Jason, Rancho Cucamonga

Home
Foreclosure

Expert Foreclosure Defense Attorneys: Helping You Stay In Your Home

Foreclosures are a scary process. Your home may potentially be taken from you. With foreclosures in Southern California being the highest in the country, thousands of homeowners across Los Angeles, Orange, San Bernardino, and Riverside Counties are going through this lengthy and stressful process. You are not alone– Atlantis Law Firm will help you fight a foreclosure and assist you throughout the entire process. We will explain the process to you, present various options for you and your family, such as a loan modification or a short sale, and help you decide which option will be most beneficial.

Useful Information

Foreclosure is the legal process where a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender and the loan is in default. This is usually done through the forced sale of the asset that was used as collateral for the loan. Foreclosures are most frequently associated with the forced sale of a borrower´s home, which was used as security on the borrower´s mortgage. There are two types of foreclosures, but in California, almost 99% of all foreclosures are known as “non-judicial,” which means that the lender does not need to go to court before the home is repossessed by the lender (the mortgage simply allows the lender to foreclose if the loan is in default).

The foreclosure process begins when the lender records a “Notice of Default” (NOD) on your home. Then the Trustee records the NOD with the county recorder where your home is located. When the NOD is recorded, a three-month “reinstatement period” commences, during which the borrower may try to cure the default by paying all late payments and late charges. Within 10 days of recording the NOD, the Trustee must mail the borrower a copy of the NOD. The Trustee must then wait 3 months before scheduling a sale of the home. After the 3 months has passed, the Trustee will schedule a sale by recording and publishing a Notice of Trustee´s Sale (NOTS). The NOTS is mailed to the borrower and also published publicly.

The attorneys at Atlantis Law Firm can possibly prevent your foreclosure through refinancing, forbearance, payment plans, loan modification, or a short sale. We will negotiate aggressively with your lender to see which of these options will be viable for you and your family. There may also be legal remedies available that Atlantis Law will help you with. We might be able to bring your case to court and stop the foreclosure if your loan did not comply with mortgage requirements or if the lender did not abide by all of the requirements of a non-judicial foreclosure. Additionally, you might be able to short-sale your home in order to avoid foreclosure or even file for bankruptcy and protect your home that way. Atlantis Law will identify possible solutions for saving your home and avoiding foreclosure.