Call Today 888.836.2396
Filing For Bankruptcy? Know The Truth.

Bankruptcy and Credit Score

Debunking Myths About Bankruptcy

There are many myths surrounding bankruptcy and how it will affect your credit score, finances and life. At Atlantis Law, our team aim to assist clients in debunking the myths regarding bankruptcy. They are available to answer any questions that you may have regarding your particular financial situation. Read through some of the most common bankruptcy myths below and do not hesitate to work with Atlantis Law if you have more concerns.

If I file for bankruptcy, it will prove that I am irresponsible.

No! Anyone can fall on hard times and most people are simply victims of the economy or circumstances that were out of their own control. Honest individuals may need to file for bankruptcy because of high mortgage payments, medical bills or court cases.

All of my debts will go away after bankruptcy.

Not necessarily. While bankruptcy does discharge most of your debts, secured debts will remain. Secured debts include some taxes, student loans, court fees and child support.

Bankruptcy will ruin my credit for the rest of my life.

Filing for bankruptcy will show up on your credit for about 10 years, however, you can begin to rebuild your credit as soon as you file. When you work with Atlantis Law, they will ensure that are given the right tools to rebuild your credit and gain control of your financial situation. To assist you, Atlantis Law will enroll you into a 14 week, proven credit rebuilding educational course with

My spouse will have to file if I file.

No, just because you file, does not mean that your spouse will have to file as well. If your debt together is high, especially if you have joint loans, it may be wise to file together - but you do not have to do so. An attorney from Atlantis Law can help determine which situation may be best for you and your spouse.

I must have a minimum amount of debt to file for bankruptcy.

In order to file for Chapter 7 bankruptcy you will first have to meet the necessary requirements outlined in Chapter 7 bankruptcy means test. The test will determine your overall disposable income and help you decide if you are eligible to file for a complete liquidation bankruptcy or if you will have to file under Chapter 13 bankruptcy.

Legal Assistance in Rancho Cucamonga

Are you considering filing for bankruptcy? Do you still have questions or concerns regarding your legal situation? If so, contact Atlantis Law as soon as possible and retain the representation of a dedicated Rancho Cucamonga bankruptcy lawyer. At Atlantis Law, their team is understanding and committed to their clients' well-being and their trusted legal know-how can help you determine the best course of legal action to take regarding your debt.

Contact Atlantis Law today and work with their team as soon as possible.

Everyone Has a Story.
Let Yours Have a Happy Ending.

  • “Thank you Keith and team at Atlantis Law Firm, you guys are the best!!”


  • “5 out of 5 stars for me.”


  • “I truly appreciate their friendly and professional services. ”

    Elizabeth P.

  • “I can not thank Atlantis Law Firm enough!”


  • “Atlantis Law has been everything I could have hoped for.”



  1. Free Initial Consultations For Bankruptcy
  2. We Speak Spanish & Vietnamese
  3. One on One Attention For Every Client
  4. After Hour Appointments Available
  5. Free Educational Seminars & Pro Bono Services
  6. Affordable Payment Plans
Contact Us To Learn About Your Options
  • Please enter your name.
  • This isn't a valid email address.
    Please enter your email address.
  • This isn't a valid phone number.
    Please enter your phone number.
    You entered an invalid number.
  • Please select an option.
  • Please enter a message.