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Learn The Benefits of Short Sales.

Short Sales in Rancho Cucamonga

Are you upside down in your mortgage?

Short sales can help individuals become debt free and allow homeowners to sell their homes without being pressured into foreclosure. Choosing to sell your home in a short sale means that you will be working with your lender to meet an agreeable term to sell your home for less than the price of the loan and the lender will accept the price as full payment. In California, the law states that any deficiencies on the loan that are left after the short sale is completed will not be the homeowner's responsibility to pay. All short sale requests must be answered by the bank within 21 days of being submitted. If your short sale is accepted, you can work with a realtor to sell the home.

When escrow is near completion on the transactional sale of a home, your real estate broker will need to file a Form 1 of the United States Department of Housing, known as HUD1. After this document is filed, the bank has only four days to deny the transfer of funds for purchase. If the denial is never submitted, it is considered an automatic approval of sale. Choosing to sell your home in a short sale can help you remove the debt that has been accumulated from mortgage and allow you to move forward with your life. In some circumstances, short sale can be an alternative to bankruptcy and allow individuals the option to eliminate non-secured debts. If a short sale sounds like the right choice for you and your financial situation, do not hesitate to contact Atlantis Law.

Atlantis Law Provides Solutions for Life's Financial Trials

At Atlantis Law, their team is focused on each and every client's best interests. When you retain the firm's services, the firm's attorneys will address your needs and ensure that you receive a personalized approach for your case. Each and every bankruptcy case is as individual as the people involved and Atlantis Law will ensure that you reach the outcome you deserve. Short sales are a great way for individuals to avoid the foreclosure and bankruptcy process. If you are interesting in speaking with a Rancho Cucamonga bankruptcy attorney, give Atlantis Law a call and speak with an understanding and experienced lawyer today.

Atlantis Law offers free case evaluations to all potential clients, so do not hesitate to work with their team!

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