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A New Year, a Fresh Start, Debt Free

A New Year, a Fresh Start, Debt Free

Happy 2014! The new year begins with hope and promise, and we all have made resolutions that we strive to keep. Some of these resolutions might be related to our finances--be more responsible with our spending, get rid of our debt etc.

Why not start the new year off with a fresh start financially, free from your overwhelming debt? After the holidays (and after buying presents and doing some extra holiday shopping) we all might have taken on some more credit card debt. Over time, our debt builds and builds and eventually might come to a point where it becomes unmanageable. You pay your credit cards each month but the balance never seems to go down. Your hard earned money keeps going towards interest and late fees that have accrued. You also might have some unpaid medical bills or payday loans that you've taken out. Now, the creditors keep calling and bothering you, even while you're at work.

Millions of American find themselves in this exact financial situation. You are getting by, but it's getting tough and each paycheck seems to be drained immediately, after paying your bills and your debt. If you find yourself struggling and overwhelmed, filing for bankruptcy might be your best option. Many people have misconceptions about bankruptcy--that it's bad, that it will ruin your credit, and that you'll never recover. Well, these people are mostly wrong. Filing for bankruptcy can be the best and smartest financial decision you make.

Bankruptcy will wipe out all of your unsecured debt: credit cards, store cards, medical bills, payday loans, personal loans, repossession deficiencies, and much more. The typical chapter 7 bankruptcy case will last around 3 months, and at the end of your case, you'll be debt free. Instead of trying debt settlement and debt consolidation, both of which can last years and cost you a lot more, filing for bankruptcy will be your fastest and cheapest solution to your financial struggles.

You should sit down with an experienced bankruptcy attorney before deciding if bankruptcy is the best option for you and your family. At Atlantis Law Firm, we are bankruptcy lawyers with years of experience helping people in and around Rancho Cucamonga get rid of their debt and start fresh financially. We have filed hundreds of chapter 7 bankruptcy cases in Riverside and San Bernardino County, and every single one has received a successful result. Contact us for a free consultation and see what your options are. Start 2014 off debt free!

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